The National Weather Service in Lincoln has issued a Flood Warning for Clay County and Effingham County until 6:45 PM Tuesday. At 9:49 AM, emergency management reported flooding in Clay County and Effingham County. In the last 24 hours, 3 to 5 inches of rain have fallen. Some locations that will experience flooding include Effingham, Flora, Altamont, Teutopolis, Louisville, Clay City, Watson, Dieterich, Beecher City, Edgewood, Xenia, Bible Grove, Shumway, Montrose, Iola, Sailor Springs, Ingraham, Moccasin, Mason, and Oskaloosa. This includes the following highways Interstate 57 between mile markers 142 and 168. Interstate 70 between mile markers 79 and 104. Turn around, don`t drown when encountering flooded roads. Most flood deaths occur in vehicles.